Universal Savings Score™

One Number That Tells You How Much You Could Save

Your Universal Savings Score™ is a 0–100 composite measure of your household's total savings potential — across home warranty, auto warranty, home security, mobile, and Medicare.

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Example: Hero Profile Score

Here's what a typical First Responder homeowner with a vehicle and one life event looks like:

87Excellent

Savings Score

Up to $3,240/yr

in estimated annual savings

18 pts — Active First Responder hero bonus
15 pts — Homeowner with gap in home warranty coverage
12 pts — Two vehicles, current rate above market
15 pts — Recent life event: new home purchase
17 pts — No home security system detected
Estimated annual savings: $3,240

How Your Score Is Calculated

Six dimensions, 100 points total. Our AI weights each factor based on your specific household profile.

+18

Hero Bonus

First Responders, Veterans, and Military get exclusive discounts competitors can't match.

+15

Home Ownership

Homeowners typically have 3–4 categories of potential savings versus renters.

+15

Vehicles

Multiple vehicles, teen drivers, or older coverage = significant savings opportunity.

+20

Life Events

Major life changes — moving, new baby, turning 65 — create immediate savings windows.

+22

Coverage Gaps

Uncovered or underinsured categories represent your largest savings opportunity.

+10

Engagement

Active engagement with the platform unlocks additional personalized recommendations.

Score Ranges Explained

80–100Excellent

You're a strong candidate for major savings across multiple categories. Our advisors can typically find $2,000–$4,000+ annually.

60–79Great

Solid savings potential in 2–3 categories. Most members in this range save $1,000–$2,500 annually.

40–59Good

Meaningful savings available in at least one category. Getting started now builds toward greater savings.

0–39Getting Started

Complete your profile to unlock personalized recommendations and watch your score grow.

Your Score Works For You

Updates Over Time

Your score updates every time you add coverage, experience a life event, or complete a new assessment.

Drives Recommendations

The score powers your personalized results dashboard — showing which verticals to tackle first.

Opens Advisor Briefings

Every advisor call starts with your score — they know exactly where to find you savings before you say hello.

Ready to See Your Score?

Take the 3-minute assessment. No payment info. No obligation. Just real savings numbers.

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